22 Lending & finance calculators
to explore your options.

See how switching from monthly to fortnightly payments reduces loan term and total interest.

See how much time and interest you could save by making additional regular loan repayments.

Calculate the impact of a one-off lump sum payment on your loan balance and loan term.

Calculate interest savings and years saved by keeping savings in a 100% offset account.

Model splitting your mortgage between fixed and variable interest rates for stability and flexibility.

Calculate how many years and months it will take to pay off a mortgage given your payment amount.

Estimate how much you may be able to borrow based on single or joint income and living expenses.

Compare two home loans side-by-side to assess differences in repayments, fees and total costs.

Find the true cost of a loan by factoring in up-front, ongoing fees and interest rates.

Evaluate if refinancing to another lender covers switching fees and delivers net savings.

Calculate government transfer duty, mortgage registration and transfer fees across every Australian state.

Estimate all upfront acquisition costs including stamp duty, conveyancing, inspections and lender fees.

Estimate selling expenses including agent commission, marketing, discharge fees and legal costs.

Map out household income, fixed commitments and discretionary spending to calculate net cash surplus.

Project total interest earned and future savings balance with compounding interest and regular deposits.

Calculate how long it will take to reach a target deposit amount based on your contribution rate.

Work backwards from your target date and dollar goal to determine required regular deposits.

Estimate Australian individual income tax, Medicare levy and net take-home pay based on taxable income.

Model commercial and asset lease repayments, residual values, term length and total interest.

Calculate the true time and interest cost of paying only minimum credit card payments vs higher fixed payments.

Model home equity release options, compound interest accumulation and projected remaining equity over time.